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How Do I Qualify to Rent an Apartment at Moontower?

By Grace

So, you’ve started an application at Moontower but have been told you need to qualify first. You may be wondering: what exactly does that mean? What is the process for qualification?

At the Moontower leasing office, we often get questions about the process of qualifying for an apartment.

Read Next: What Fees Should I Expect to Pay When I Sign a Lease at Moontower?

It’s important to ensure that you meet the criteria for qualification prior to filling out an application. This way, you can ensure that you have a fair chance of application approval before spending money on non-refundable application fees.

That’s why we’ve put together a list of the five requirements that you’ll need to meet to qualify to rent an apartment at Moontower. 

Moontower light-up sign outside the building

5 Things You Need to Do to Qualify for an Apartment at Moontower

1. Provide Identification 

When you fill out your application, you’ll need to provide a valid government-issued photo ID. This will be used to check both your credit and criminal history. If we find any issues with either, it could lead to a denial or the need for an extra deposit or guarantor.

2. Verify Your Income

Applicants must have a combined verifiable income that is at least three times the rental rate of their apartment. We require that a tenant’s income is at least three times the rent so that we can have confidence that the tenant will be able to afford the rent and are unlikely to default on their lease.

For example, if you want to live in our one-bedroom Foxtail that has a starting rate of $2,100, you must earn at least $6,300 per month, or $75,600 per year, of gross (pre-tax) income.

If you don’t qualify due to income, you have the option of adding a guarantor. If a guarantor is needed, they must have an income that’s at least five times the rental rate of your apartment. So, if you are hoping to live in the Foxtail this would require your guarantor to earn at least $10,500 per month, or $126,000 per year, of gross income.

If an applicant aged 18 years or older won’t be signing the lease themselves, they must qualify as an Adult Dependent. Please contact our leasing office for assistance in the Adult Dependent Certification process.

3. Purchase Renter’s Insurance

All residents at Moontower are required to have a minimum of $100,000 in renter’s liability insurance, a standard amount for apartments in downtown Phoenix. As a resident, you are responsible for any damage caused to your unit. Think about the expense if there were damages from fire, smoke, water or an explosion to your unit and units surrounding you. We require you to get liability coverage so that in the event of these types of damages, you are covered financially.

In Phoenix, renter’s insurance can vary anywhere from around $11 to upwards of $26 per month, depending on coverage and limits. Some policies only cover liability, while others will cover both liability and personal belongings. 

While Moontower only requires liability insurance, it’s best to choose a policy that will also cover your personal belongings in case they are destroyed or stolen. Then, if these accidents happen, your insurance will reimburse you to replace your personal items.

To learn more about renter’s insurance, including what is covered, the average cost, and how to obtain it, please refer to our guide to renter’s insurance in Phoenix, AZ. Additional information regarding insurance requirements can be found in your lease agreement.

Moontower living room

Open concept living space at Moontower. Pictured here is the Palo Verde floorplan.

4. Meet Occupancy Limits

If you are planning to live with one or more roommates, it’s important to understand the occupancy limits. Moontower is required to abide by the two persons per bedroom, plus one per apartment standard. Arizona state law considers two persons per bedroom to be reasonable, so we set these standards to ensure consistency in the application process.

Here are the occupancy limits for each bedroom type at Moontower:

Bedroom Type Persons Limit
Studio Three Persons
One Bedroom Three Persons
Two Bedroom Five Persons


5. Follow Our Pet Policy

If you’re planning on bringing your furry friend to Moontower, please reference the list below to ensure your pet isn’t a restricted breed. Please note that these restrictions don’t apply to qualified assistance animals. 

Moontower’s restricted breeds include:

  • Pit Bull Terriers/Staffordshire Terriers
  • Doberman Pinschers
  • Presa Canarios
  • Alaskan Malamutes
  • Rottweilers
  • Chows
  • Akitas
  • Wolf-hybrids

Along with ensuring your pup doesn’t fall into Moontower’s restricted breeds, you are required to pay a $250 refundable pet deposit, a $250 non-refundable pet fee, and a recurring fee of $40 per pet, per month. To learn more about these expenses, check out our article on what fees should I expect to pay when I sign a lease at Moontower.

Woman washing her dog in Moontower's pet spa

Other Legal Requirements to Keep in Mind

There are a few additional legal requirements that are important for you to review, including the fair housing statement, rental rates and lease terms, falsification of application, and applicant approval acknowledgment. 

To view these statements and acknowledgments in full and review all of the qualifications required to rent an apartment at Moontower, download the Moontower Resident Qualification Acknowledgment.

Make sure you review the Moontower Resident Qualifications before you apply.

We hope this article helped you understand how to qualify to rent an apartment at Moontower.

Read Next: Ultimate Guide to Living in Downtown Phoenix

If you have any more questions about certain required qualifications or living at Moontower, contact the Moontower leasing team who is happy to answer any questions for you!


Grace is a regular contributing author for, covering leasing tips and all things downtown Phoenix. She has 2 years of experience in multifamily leasing and marketing. Grace is an avid sports fan and a huge animal lover.

June 29, 2023

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